No two businesses are alike – Professional Indemnity Insurance cannot be segmented like a property or vehicle with pre-existing data and rates – a Ford Fiesta is a Ford Fiesta, and a semi-detached property in postcode MK3 is a semi-detached property in postcode MK3.
Business Insurance, especially Professional Indemnity Insurance requires expert consideration of what a business does, for whom, it’s size, its own clientele demographics – and what cover and premium are most suitable for its overall needs.


We differentiate from most Insurance Brokers you find on the internet – firstly, we specialise in MICRO and SME business start-ups. You’d be surprised what many Insurers consider as micro – some consider micro as less than £5m T/O – not bad for a start-up company!

This mean that there is plenty of scope for negotiation with many Insurers (we have access to over 150 agencies) that will compete for your business. There really is no one stop quotation engine that can provide a full solution offering competitive terms with comprehensive cover to businesses that range from Accountants to Zoologists, each with its own specialisms.

At Professional Liability Brokers we are proud to be Independent Brokers and pride ourselves on service and integrity. We are part of the Ten Broker Network which also guarantees us full market penetration.

Not only do we provide specialist advice to new start-ups and regional businesses advising on all their business insurance needs, with a specialist niche for Professional Indemnity Insurance but alongside this we can also provide insurances for Public & Employers Liability, Legal Expenses (before and after the event), Office and “Office from home” cover, Cyber Liability Insurance and Directors & Officers Insurance.


As Independent Brokers, and being part of a larger Network that controls in excess of £100m of clients’ premiums, we are able to use the whole insurance market to create bespoke propositions for clients of all sizes and needs.

We believe all our clients deserve unique attention – by using us you receive:


  • access to a wide choice of products from the majority of insurance markets
  • independent advice on suitable insurance protection
  • representation in claims handling and settlements
  • dealing with a regulated business authorised by the Financial Conduct Authority
  • risk management advice by identifying, measuring, managing and controlling risk and where appropriate can give advice on health and safety, fire prevention and premises security
  • clear information and documents
  • clear explanation of cover and cost of the policy including any fees applicable
  • fair treatment in the event of a complaint, with the additional assurance of the Financial Ombudsman Service
  • eligible customers are protected by the Government-backed Financial Services Compensation Scheme

We’re here to help you at every step of the insurance process: from how to submit the most professional submission to assisting you in the unfortunate event of a claim. It’s our reputation that is at risk as well as yours, and so we take pride in how we manage claims, ensuring your peace of mind.


Royal Institute of Chartered Surveyors (RICS) – upholding professional standards link  – Professional Indemnity

Architects Registration Board – information of Professional Indemnity requirements

Institute of Chartered Accountants in England & Wales – regulations, standard and guidance for Professional Indemnity Insurance

Solicitors Regulation Authority (SRA) – guidance notes

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