Specialist PI Support
Professional Indemnity Insurance for Complex Requirements
Some businesses need a more individual approach to Professional Indemnity Insurance. Your services may span several disciplines, involve specialist advice or overseas clients, or create cover requirements that need careful explanation to underwriters.
PLB takes time to understand your activities and the cover you need. We can then consider suitable insurers and how your enquiry should be presented, subject to the circumstances and available insurer appetite.
Specialist Review
When a specialist review may help
Specialist, unusual or mixed professional activities
Your work does not fit a standard profession description, or combines several different services.
New services or a changing business
Your proposed services or developing activities need to be explained to an underwriter.
Overseas work and specific contractual requirements
Your clients, territories, required limits or contract conditions need individual consideration.
Challenging renewals
An insurer has declined renewal, changed its appetite or offered restrictive terms.
Previous claims or notifications
Insurers need a clearer explanation of the circumstances and any subsequent improvements.
These circumstances do not automatically mean that cover is unavailable. Insurer appetite varies, and we need to understand the details before assessing whether we can assist.
Our Approach
How we approach your enquiry
Understand your business
We review your professional activities, the cover you need and any circumstances that require further explanation to insurers.
Agree the next steps
We explain what further information is needed. An existing proposal form or insurance documents may provide a useful starting point.
Consider suitable markets
Where we can assist, we approach appropriate insurers and explain any terms offered, including significant restrictions.
Initial Enquiry
Tell us about your PI requirements
A brief outline is enough to start. We will review your enquiry and let you know what further information we need.
Our ability to obtain terms depends on your activities, circumstances and insurer appetite. Submitting an enquiry does not arrange insurance or confirm that cover is available.
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