Professional Indemnity Insurance for IAA-Regulated Immigration Advisers
The Immigration Advice Authority requires regulated organisations to maintain current and adequate Professional Indemnity Insurance. PLB can seek specialist cover reflecting the organisation's authorised activities, adviser levels and risk profile.
Risk Exposure
Why Immigration Advisers Need Professional Indemnity Insurance
The Immigration Advice Authority (IAA), formerly the Office of the Immigration Services Commissioner (OISC), regulates immigration-advice organisations and advisers in the UK.
All IAA-regulated organisations must maintain current and adequate Professional Indemnity Insurance. An organisation cannot enter or remain within the IAA regulatory scheme without this cover.
Immigration advice can have significant consequences for clients. Errors involving applications, deadlines, supporting evidence or advice may lead to additional legal costs, delay and allegations of financial or other loss. The insurance arranged should reflect the organisation's authorised level, activities and potential exposures.
Scope of Cover
Typical Legal Services
IAA-regulated organisations provide a range of immigration advice and services, subject to their approved levels and categories. Insurance cover also remains subject to full disclosure, insurer acceptance and the terms, conditions and exclusions of the policy.
Illustrative Claims Scenarios
Typical Claims Scenarios
These scenarios are illustrative examples only. Any policy response would depend upon the circumstances of the claim and the terms, conditions, exclusions and limits of the insurance.
Missed Application Deadline
An immigration adviser fails to submit an application before the client's existing leave expires. The client alleges that the error jeopardised their immigration status and resulted in additional application costs, legal expenses and financial loss.
Inadequately Prepared Asylum Application
An adviser provides incorrect advice or inadequately prepares an asylum application, which is subsequently refused. The client alleges that the adviser's negligence caused additional legal costs, delay and the loss of an opportunity to present the case properly.
Sponsor Licence Compliance Failure
Incorrect advice concerning sponsor-licence duties contributes to enforcement action or revocation by the Home Office. The employer alleges business interruption and financial loss and pursues a claim against the adviser.
Why Choose PLB
Specialist PI Insurance for IAA-Regulated Immigration Advisers
Sector Expertise
We understand the professional and regulatory risks faced by IAA-regulated immigration advisers and seek insurance reflecting the activities disclosed and accepted by insurers.
Market Access
Access to specialist insurers and underwriting markets familiar with immigration-advice risks.
Personal Service
Deal directly with an experienced Professional Indemnity broker who will discuss your firm, areas of practice and insurance requirements with you.
Frequently Asked Questions
Immigration Advisers (IAA) — Common Questions
Get Started
Request a Quotation
Complete our specialist proposal form and a Professional Indemnity broker will review the information provided and contact you within one working day.